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KW Coastal And Lakes & Mountains Realty
KW Coastal And Lakes & Mountains Realty
Judy and Bob Holder, KW Coastal And Lakes & Mountains RealtyPhone: (603) 801-4193
Email: [email protected]

Home to prepare for a refinance home appraisal

by Judy and Bob Holder 12/11/2023

How to get the most out of your refinance home appraisal  featured image

Building enough equity in your home to refinance can be exciting, as this opens the door to funding you and your household may need. In order for your home to be refinanced, it has to go through a home appraisal process to ensure you’re borrowing the right amount in correlation to what your home is worth. 


How do I get the most out of my refinance appraisal?

To make sure the appraisal process runs smoothly for the optimal mortgage refinance, there are a few key steps a homeowner can take. Start by doing market research to see how other similar local properties are valued. Gather information about any home upgrades you’ve done, as these can potentially boost your appraisal report. 

Boost your curb appeal by making sure junk is off the lawn, the grass is kept neat and plant flowers to add to the appeal of your property. 


What hurts a home appraisal for refinance?

There are a few items of high importance to examine proper to getting a home appraisal to ensure positive results. The condition of your heating and cooling systems can negatively affect the appraisal if they need fixing or replacement. 

While unique features may delight the owner of a home, this can also have a negative impact on the appraised value due to being difficult to compare against other properties. 

Some older homes were built with hazardous materials that are now unacceptable. Getting these materials replaced can increase the chances of a positive home appraisal experience. 


Does a messy house impact refinance appraisal?

A messy home usually doesn’t affect an appraisal, however cleaning up the space ahead of time can help the process to go smoothly. A messy home can obscure the features of the space and make it harder for an appraiser to access certain areas. 

Using a refinance appraisal checklist can be helpful as you prepare your home to be appraised for refinancing. It’s best to speak with your lender if you have any questions about the process or need help along the way.


About the Author
Author

Judy and Bob Holder

Holder Home Team

I am licensed in both Massachusetts & New Hampshire and Judy takes care of the creative part of things and together we are experts in this local area, we bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. We are eager to serve you. Here are some of the things we can do for you:

Find Your Next Home

You need someone who knows this area inside and out! We can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you have for your ideal home

Sell a Home

When it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. We can take care of everything you need, from start to close.

Consult on Home Selling Tactics

Oftentimes buyers don't visualize living in your home the way you do. We can make your home attractive to its ideal audience - which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that's sold fast.